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Why does my credit report show “GreenSky”? I thought I was applying for credit with my contractor or merchant?

Credit reporting is made in the GreenSky® Program name to help you identify inquiries and reporting with your GreenSky® Program loan. However, despite the fact that your application was made through the GreenSky® Program, the actual Loan Agreement is between you and the bank that is funding your loan. However, GreenSky will be servicing your loan, so any questions you have should be directed to us.

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